Underwriting life insurance is hard. We make it easier.
If you’re new to selling life insurance, check out this video that explains how Best Plan Pro makes your job easier as a life insurance agent.
- Speed through the sales process by performing faster and easier data entry
- Quote multiple face amounts or monthly budget amounts
- Use the Health and Underwriting profile wizard to create a mortality risk profile to pre-qualify applicants to make accurate recommendations on who are the best fit insurance companies for the applicant.
- Cross quoting across final expense and term life insurance product options are easy to do using the same data
- Leads, leads, leads – Best Plan Pro users get immediate access to our new, inbound leads marketplace
Here’s how Best Plan Pro works:
Go Beyond Quoting
- Run multiple quotes at the same time
- Quickly compare coverage amounts for several budget options
- Easily pivot if your client “forgot” an important medication or condition
- Use the Health and Underwriting Profile wizard to pre-qualify clients and make accurate recommendations on the Top, “Best Fit” options
Access Our Smart Prescription Drug and Health Conditions Database
- Search over 250,000 Prescription Drugs, Health Conditions and Non-medical conditions (felonies, hazardous avocations, etc)
- Clients often don’t remember why they are taking medications. The Health Compass ™ leverages anonymized data from past cases submitted and processed to suggest relevant Prescription Drug and Health Condition pairings.
- Our AI powered, smart Prescription Database has a unique Typo correction tool built in
- Users can add a new Prescription Drug or new Health conditions into the system
Instant Automation
- Automate medical and non-medical history so you can make informed decisions
- Age limits
- Face values
- Height or weight
- State exclusions
- Criminal convictions
- Family history
AI-Based Product Recommendations
- Know the difference between ongoing treatment and maintenance treatment for each carrier
- Make sure data is accurately collected
- Get help with hard-to-spell medications
See what Best Plan Pro can do.
Check Multiple Budgets Simultaneously
Quickly find out how much coverage your client can afford per carrier/per product based on different budgets.
Automatic Typo Correction
Keep your sales on track without the stress of memorizing medication names and carrier terms.
Use the Health Compass™
See the most common uses for meds and the most common treatments for conditions with the Health Compass™.
Product Categories and Participating Insurance Companies
Select the Product Category and see the Participating Insurance Companies we currently work with.
- Final Expense
- Term
- Medicare Supplement
- Preneed
Supported Final Expense Plans
- Aetna (Accendo, Protection Series, and Individual Whole Life)
- Aflac (Final Expense)
- American Amicable (Clear Choice, Dignity Solutions, Golden Solution,
Innovative Solutions, Platinum Solution, Senior’s Choice, Tribute) - Americo (Eagle Premier)
- American Home Life (Guidestar, Patriot Series)
- ANTEX (Strategy Whole Life)
- Assurant (Final Expense)
- Baltimore Life (Silver Guard)
- Bankers Fidelity (Final Expense)
- Better Life (Final Expense)
- CICA Life (Superior Choice)
- Centrian Legacy (Living Legacy)
- CICA Life (Superior Choice)
- Cigna (Individual Whole Life)
- Columbian Life (Dignified Choice)
- Corebridge (formerly AIG) (GIWL, SimpliNow Legacy)
- Everest IA American (Advantage 50 Plus)
- Family Benefit Life (Golden Eagle)
- Federal Life (Express Choice)
- Fidelity Life (RAPIDecision, RAPIDecision Senior Life)
- First Guaranty Insurance (Security Care)
- Foresters (Plan Right)
- GCU (Eternal Advantage)
- GPM Life (Secure Mark)***
- GTL (Heritage Plan)
- Gerber (Guaranteed Issue)
- Illinois Mutual (Path Protector Plus)
- KSKJ (Final Expense)***
- Life Shield (Survivor)***
- Liberty Bankers (SIMPL)***
- Lumico (Simplified Issue)
- Mutual of Omaha (Living Promise)
- Nassau (Remembrance Life)
- Occidental Life (Clear Choice, Dignity Solutions, Golden Solution,
Innovative Solutions, Platinum Solution, Senior’s Choice, Tribute) - Oxford Life (Simplified Issue)***
- Pekin (Whole Life [Preferred/Simplified Issue/Graded])***
- Pioneer American (Independent American)
- Prosperity (New Vista)
- Royal Arcanum (Simplified Issue)
- Royal Neighbors (SIWL)
- S.USA (a Prosperity Company) (Golden Promise)
- SBLI (Living Legacy)
- Security National Life (Simple Security Plan)
- Sentinel Security Life (New Vantage)
- Senior Life (Whole Life)
- Sons of Norway (Final Expense, Legacy Sure)***
- TransAmerica (Solution)
- Trinity Life (Golden Eagle)
- United Home Life / United Farm and Family (Whole Life)***
- Wellabe (Great Assurance, Assurance Plus/Final Expense)***
Supported Term Plans (in Beta stage)
We’re actively adding products for Term and Medicare Supplement. We’re happy to add other product types as you need – we implement based on demand. Reach out if you want us to implement something.
- American Amicable (Easy Term, Home Protector, Term Made Simple)
- Americo (HMS Plus)
- Fidelity Life (InstaTerm)
- Foresters (Strong Foundation, Your Term)
- GPM (Q Mark)
- GTL (Turbo Term)
- Hero Life (Term Life)
- John Hancock (Simple Term with Vitality)
- Mutual of Omaha (Term Life Express)
- Prosperity (Family Freedom Term)
- Sagicor (Sage Term)
- Senior Life (Term)
- TransAmerica (Super, LB)
Supported Medicare Supplement Plans (in Beta stage)
We’re actively adding products for Term and Medicare Supplement. We’re happy to add other product types as you need – we implement based on demand. Reach out if you want us to implement something.
- Aetna Medsup
- Aetna Accendo Medsup
- Mutual of Omaha Medsup
- Manhattan Life Medsup
Supported Preneed Plans
Reach out if you want us to implement additional preneed products.
- Better Life (Single Premium)
- Global Atlantic (Simple Protection Plan)
*** Using Artificial Intelligence, we’ve been able to make underwriting assessments for these carriers that they were unable to disclose detailed underwriting data (even though they wanted to help). These carriers are experimental. Please let us know if you run into any issues.
“Best Plan Pro is simply the best underwriting software available to independent agents.”
David Duford, Duford Insurance Group
“Best Plan Pro is the most consistent and reliable field underwriting tool our industry has to offer. Stop guessing what the carriers will approve and start knowing.”
David Paul, Amerilife
“One of the best resources in the insurance space to help agents underwrite and know what option is best for the client.”
Marques Pagan, Life Insurance Agent
Save time. Sell more.
