Final Expense Quote Engine FAQ

Best Plan Pro's accuracy is hard to measure.  For our first few years, we run hundred of thousands of tests and found above 95% accuracy based on the fact finding of the agent.  We've stopped measuring it that way, however the accuracy has only gotten better over time with more connections, known conditions / medications, and patent-pending evolution technology.

Best Plan Pro's accuracy is so high that it is used internally by some carriers to help make their decisions about new products to release and underwriting decisions.  BPP has been involved with the creation of several of the industry's latest and favorite products.

BPP is trusted by agents, teams, agencies, IMOs, and carriers alike with its unmatched accuracy.

Is the software registered?  Check under Settings > Software Registration to add your Order ID (which you should have received by email).  If you have any issues, feel free to reach out to support.

Some plans are harder to implement than others, so it comes down to prioritization.  If you want a plan added, go to the suggestions area and suggest the carrier.  We'll get to your plan eventually, but if you want it sooner, it's important to push the idea in the suggestions area.

Each carrier allows the agent to sell a product.  We get the requirements for that product including height weight charts, age requirements, etc, and add them to the software.

Once we have the plan basics, we begin adding all of the medications and their metadata (how the medications are expected to be used, the timeline requirements, what plan they yield).

We then go through the application and analyze all of the questions, criteria, and metadata associated with each question and consolidate it into the software.

Adding a plan involves a lot of data entry and testing to ensure consistency and accuracy.  To give you an example, Settlers took 11 hours of Medication Data Entry alone (it was about 40 pages of knockout medications) and 2 hours of Conditions.

Once a plan is added, it goes extensive test cases to ensure accuracy.  Once the plan has been tested, it gets pushed out via an update.

If the carrier is already added to BestPlanPro, then go to Settings > Set Available Products.  If the carrier isn't in BestPlanPro, suggest we add it.

Best Plan Pro orders results into groups.  Our objective is to find day one coverage that fits your client sorted by price.

Results are sorted into 3 groups:

• Day 1 Coverage (Level) - all sorted by price
• A fixed percentage of the face amount, increasing each year (Graded) - all sorted by price
• Return of Premium – all sorted by price

In some cases, a return of premium product may be cheaper than a graded product.  The graded products will still be above the R.O.P. products regardless of price.

Keep in mind that some carriers have strange names for their products.  Click on the plan result to find out what type of plan it is – there are several plans called "graded" that are really return of premium products and are a bit misleading.