Free Final Expense

Quoters for Agents

Need to run a quick quote? Use our gateway tools below. When you’re ready to quote accurately, underwrite, and close, Best Plan Pro delivers.

Many agents want a quick, free final expense quoter, and that’s what we built first. But savvy agents know the limitations of free tools: limited carrier access, no underwriting support, and no long-term value.

That’s why we created Best Plan Pro to power accurate quoting, agent-driven underwriting, and fast, confident client recommendations. Scroll below to access our free quoter tools or start a free trial to unlock the full suite of Best Plan Pro features.

Free Quoter Tools

Updated daily. Carriers supported in Best Plan Pro.

Aetna Accendo Quoter
Aetna Protection Series Quoter
AIG Guaranteed Issue Whole Life Quoter
AIG SimpliNow Quoter
American Amicable Clear Choice Quoter
American Amicable Golden Solution Quoter
American Amicable Innovative Solutions Quoter
American Amicable Senior’s Choice Quoter
American Amicable Tribute Quoter
American Home Life Guidestar Quoter
American Home Life Patriot Series
Americo Eagle Premier Quoter
ANTEX Strategy Whole Life Quoter
Assurant Whole Life Quoter
Baltimore Life Silver Guard Quoter
Centrian Living Legacy Quoter

For more in-depth quoting based on a specific health profile, or to consider state restrictions, nicotine types, or unlimited face amounts, try Best Plan Pro.

Why Best Plan Pro Beats the Free Tools

Free vs BPP Plan Chart

Why Best Plan Pro Beats the Free Tools

Feature

Multiple Carriers

Underwriting Help

Health & Med Filtering

White-label Option

Conversion & Revenue Fit

Accuracy & Compliance

Free Quoter Tools

Carrier-specific; limited

None

No

Yes

Low

Basic

Best Plan Pro

Full carrier access

AI + rules-based

Yes, AI-powered

Yes, plus access to Best Plan Pro online & offline, run unlimited cases, and add a second device

High, drives applications & closings

Field-tested, carrier-validated

Stop switching between tools. Start your Best Plan Pro trial today.

FAQs

What’s the difference between the free final expense quoters and Best Plan Pro?

A free quoter gives you a quick, carrier-specific estimate, often limited to one product at a time. Best Plan Pro, on the other hand, pulls live rates from multiple carriers, adds AI-powered underwriting guidance, and integrates with CRM tools. Free tools are helpful for a quick look, but Best Plan Pro is built for agents who want to save time, reduce declines, and close more business.

Why should agents upgrade from a free tool?

When it comes to free vs paid insurance quote software, Best Plan Pro is the better option. Free tools can show basic rates, but they won’t help you navigate health conditions, underwriting rules, or carrier differences. That’s where agents lose time and risk declines. Best Plan Pro helps you match clients to the right carrier and product from the start, so you build trust, avoid chargebacks, and increase placement rates.

Which carriers are supported in the free quoters vs. Best Plan Pro?

Free quoters are typically limited to one carrier at a time. Best Plan Pro supports multiple carriers in one platform, allowing agents to compare rates instantly. You’ll also benefit from automatic updates, so you’re always quoting the latest rates without needing to hunt down new versions of carrier tools.

Can I whitelabel the free quoter?

Yes, our free tools can be whitelabeled, but they’re limited in scope. Best Plan Pro takes whitelabeling further. You can brand the platform for your agency, track agent usage, and even manage performance across your team with built-in analytics.

What people are saying about Best Plan Pro


“Best Plan Pro is simply the best underwriting software available to independent agents.”

David Duford

Duford Insurance Group


One of the best resources in the insurance space to help agents underwrite and know what option is best for the client.”

Marques Pagan

Life Insurance Agent

Ready to quote smarter?