Need to run a quick quote? Use our gateway tools below. When you’re ready to quote accurately, underwrite, and close, Best Plan Pro delivers.
Many agents want a quick, free final expense quoter, and that’s what we built first. But savvy agents know the limitations of free tools: limited carrier access, no underwriting support, and no long-term value.
That’s why we created Best Plan Pro to power accurate quoting, agent-driven underwriting, and fast, confident client recommendations. Scroll below to access our free quoter tools or start a free trial to unlock the full suite of Best Plan Pro features.
Updated daily. Carriers supported in Best Plan Pro.
For more in-depth quoting based on a specific health profile, or to consider state restrictions, nicotine types, or unlimited face amounts, try Best Plan Pro.

Multiple Carriers
Underwriting Help
Health & Med Filtering
White-label Option
Conversion & Revenue Fit
Accuracy & Compliance
Carrier-specific; limited
None
No
Yes
Low
Basic
Full carrier access
AI + rules-based
Yes, AI-powered
Yes, plus access to Best Plan Pro online & offline, run unlimited cases, and add a second device
High, drives applications & closings
Field-tested, carrier-validated
What’s the difference between the free final expense quoters and Best Plan Pro?
A free quoter gives you a quick, carrier-specific estimate, often limited to one product at a time. Best Plan Pro, on the other hand, pulls live rates from multiple carriers, adds AI-powered underwriting guidance, and integrates with CRM tools. Free tools are helpful for a quick look, but Best Plan Pro is built for agents who want to save time, reduce declines, and close more business.
Why should agents upgrade from a free tool?
When it comes to free vs paid insurance quote software, Best Plan Pro is the better option. Free tools can show basic rates, but they won’t help you navigate health conditions, underwriting rules, or carrier differences. That’s where agents lose time and risk declines. Best Plan Pro helps you match clients to the right carrier and product from the start, so you build trust, avoid chargebacks, and increase placement rates.
Which carriers are supported in the free quoters vs. Best Plan Pro?
Free quoters are typically limited to one carrier at a time. Best Plan Pro supports multiple carriers in one platform, allowing agents to compare rates instantly. You’ll also benefit from automatic updates, so you’re always quoting the latest rates without needing to hunt down new versions of carrier tools.
Can I whitelabel the free quoter?
Yes, our free tools can be whitelabeled, but they’re limited in scope. Best Plan Pro takes whitelabeling further. You can brand the platform for your agency, track agent usage, and even manage performance across your team with built-in analytics.
“Best Plan Pro is simply the best underwriting software available to independent agents.”

David Duford
Duford Insurance Group
“One of the best resources in the insurance space to help agents underwrite and know what option is best for the client.”

Marques Pagan
Life Insurance Agent