How to Get a Final Expense Insurance Quote

It can be tough to think about mortality with your customers and what will happen when they die. But the truth is, all of us will face death eventually.

If your customers want to make sure that their loved ones are taken care of financially after they’re gone, then you need to instill in them the importance of final expense insurance. This type of life insurance policy pays out a lump sum of money upon death, which can be used to cover funeral costs and other expenses.

In this blog post, we’ll teach you how to offer a final expense insurance quote online. This includes what questions to ask, how to run the quote, and where to run the quote. We’ll also answer some common questions about final expense insurance policies.

Final expense insurance is insurance used to cover the costs associated with death and burial. This can include the cost of a funeral, casket, headstone, flowers, and other final expenses.

Final expense insurance is also known as burial insurance or funeral insurance. It is a type of whole life insurance policy, which means that it does not expire and as long as the client pays their premiums, the death benefit will be paid out to their beneficiaries.

Final expense insurance gives clients and family members peace of mind. Funerals and burials can be costly, and final expense insurance can help cover these expenses so loved ones are not left with this burden.

Final expense insurance can cover:

• Funeral costs
• Burial and cremation expenses
• Celebration of life expenses
• Medical bills
• Flowers
• Nursing home or other residential care expenses

No one knows when their time will come, but with final expense insurance in place, your clients can rest assured knowing their loved ones won’t be burdened financially when they pass away.

Insurance agents need final expense insurance software for a number of reasons, including:

• To save time underwriting
• To get answers to product questions, like acceptable payment methods, social security number requirements, etc
• To quickly compare several quotes

But that’s not all. A strong final expense insurance quote engine will also provide you with a rapid health-based pre-qualification process that will help you write business that won’t be replaced. With our tailor-made quoting system, you can be sure that you’re getting the most accurate quotes possible – and that means more sales for you.

The cost of final expense insurance depends on a few factors, including the age, health, and coverage amount the client is looking for.

Because final expense insurance coverage amounts are generally lower than in other types of life insurance policies, the premiums tend to be more affordable. Clients can expect to pay anywhere from $50 to $150 per month for a final expense policy, depending on the factors mentioned above. Coverage rates can range from a few thousand dollars to tens of thousands of dollars.

If your client is looking for final expense insurance, the first step is to get a quote. A final expense insurance quote is an estimate of how much a policy will cost, based on the information the client provides. The quote will take into account the client’s age, health, coverage amount, and other factors to determine the premium.

The best way to get a final expense insurance quote is to use a paid quoting tool like Best Plan Pro because it can do health-based quoting and can evaluate non-medical restrictions such as state, face limits, age, and build restrictions. A free tool like freefexquoter.com can be a great starting point as well, however it won’t be as seamless as a process – you get what you pay for.

Getting a final expense insurance quote is easy with our online final expense insurance quote engine. If you’re already using Best Plan Pro, you’ll have complete access to all the features and benefits our system offers. If you’re not a member yet, sign up for a free trial today to see how easy it is to get started.

With our final expense insurance quote engine, you can:

• Get multiple quotes with or without a health assessment
• Get an underwriting assessment for one carrier or 40 carriers in less than 60 seconds
• Sell however you want without the system getting in the way
• Choose the products you’re licensed to sell

Best Plan Pro automates the final expense insurance quoting process, so you can focus on selling. Our patent-pending system requires no follow-up questions and gives instant health-based risk assessments, both offline and online.

Best Plan Pro can help you eliminate friction in your sales process and increase your close rate. Agencies have reported an increase of 15% in sales with a 25% increase in writing day-one coverage over a guaranteed issue product. Plus, you’ll be able to get direct comparisons of each final expense policy so you can make the best recommendation for your clients, with your software advising you on options and giving you the context you need to sell the best plan.

If you’re looking for an easy and efficient way to get a final expense insurance quote, look no further than Best Plan Pro. Our quoting system is fast, efficient, and accurate.

• Face value restrictions
• State restrictions
• Height and weight exclusions
• Maximum face value for given budget calculations
• Quote multiple face amounts and consider underwriting
• Combination restrictions based around state, face value, and health
• Suggestions of many conditions associated with medications
• Automatic generic lookups for each medication
• Categorical condition support
• Per carrier definitions of Treatment vs Maintenance

Learn why Best Plan Pro is unmatched today!